Q: I’ve got a group of people who need to settle up individual expenses to be shared equally. How can I easily determine who owes what?

A: Save a copy of the “Settle Up!” spreadsheet and give it a try.

1. Give it the list of names of people in a group,
   
2. enter the expenses they incurred, and
   
3. BOOM! Bob’s your uncle, the spreadsheet will tell you who owes what to whom.